Strata Insurance Claims Support
Your Strata Insurance Claim Deserves A Fair Outcome
Standing Up For Australian Insurance Claims
Strata insurance claims are more complex than standard home or landlord claims. Multiple parties are involved, responsibilities overlap, and insurers can create confusion about what is covered and by whom. That complexity often works against the policyholder. Insurers may deny parts of a strata claim by leaning on vague exclusions, narrow policy definitions or assumptions about maintenance responsibilities. Settlement offers may come in low based on incomplete assessments or poorly scoped repairs.
What We Do
Strata Insurance Claims Support You Can Count On
Strata insurance claims can be unlike standard home or landlord claims. Multiple stakeholders, layered responsibilities, and insurer confusion about what’s covered (and by whom) can create serious delays and miscommunication.
Insurers may deny parts of the claim due to exclusions, vague policy definitions, or assumptions about maintenance responsibilities. They may also provide low settlement offers based on incomplete assessments or flawed scopes of work.
At Claimboost, we know how to manage these issues. We help identify what’s covered under the strata policy, ensure appropriate evidence is gathered, and push the insurer to make fair decisions, whether you’re the body corporate, a lot owner, or a representative.

How we help
Strata Insurance Claim Support For Every Dispute
We help strata owners and body corporates when their insurance claim goes wrong.
Claim Denied
An insurer rejecting your strata claim does not mean the decision is correct. We review the denial carefully, identify where it can be challenged, and represent you through the full dispute process including AFCA escalation if that is what it takes.
Claim Underpaid or Delayed
If your strata claim has been sitting without resolution or the settlement offer does not reflect the actual cost of your loss, you have grounds to act. We assess your entitlement and take it up directly with your insurer.
Cash Payout Instead of Repairs
Your policy may entitle you to a cash settlement rather than repairs managed by the insurer. We review your policy wording, explain what your options are, and advocate for the approach that gives you and your building the best outcome.
AFCA Complaints
When an insurer will not resolve a strata claim fairly through their own process, AFCA provides a free and independent path forward. We build your complaint from the ground up, handle the lodgement and stay involved until the matter is resolved.
Common Reasons Strata Insurance Claims Go Wrong
Strata insurance claims do not always go smoothly. Delays, low offers and confusing decisions leave many owners and body corporates without the payout they are entitled to. Here is where things typically break down and how ClaimBoost responds.
Delays and Make Safe Errors
Slow responses from insurers can leave damage unresolved and often worsening. Mould can spread, structural issues deteriorate, and costs grow. We help push your claim forward before small problems turn into big, expensive ones.
Hidden or Common Exclusions
Claims are often denied due to exclusions for maintenance, defects, wear and tear, or atmospheric conditions. But these aren’t always applied fairly. We help interpret the policy wording and challenge denials based on vague or misused exclusions.
Inadequate Assessments
Insurer-appointed assessors may overlook key details about the cause or extent of the damage, leading to partial denials or underpayments. We help identify these gaps, test their findings, and push for a proper, fact-based assessment of your loss.
Flawed Scope of Works
A weak or incomplete repair scope means corners get cut and damage may go unaddressed. We help identify what's missing and ensure your scope reflects the real cost of returning your property to pre-loss condition.
Low Cash Settlement Offers
Cash offers can seem convenient but are often well below the true repair cost. Without expert input, it’s easy to accept less than you need. We help you understand the offer and push for more.
Poor-Quality or Dodgy Repairs
Insurer-approved repairs can be rushed or done by underqualified contractors, leading to long-term issues. We help you assess workmanship, raise concerns, and demand the quality you're entitled to under your policy.
Why Choose Claimboost
Real Support For Complex Strata Disputes
Our team has worked inside the insurance industry. We understand the internal frameworks, assessment processes and priorities that shape how strata claims get handled and where those systems fall short of what policyholders are owed.
ClaimBoost is fully independent. We have no ties to any insurer and no reason to accept an outcome that does not reflect your genuine entitlement. We work entirely on your behalf and only get paid when we improve your result.
Whether you are a committee member trying to secure fair repair outcomes for your owners, or a lot owner whose share of the claim has been ignored or undervalued, ClaimBoost gives you the knowledge and the advocacy to push back with confidence.

"Claimboost has been amazing to deal with, highly recommended. Thanks for all your help with our claim"
"Working with Claimboost was an outstanding experience from start to finish. Their team brought deep expertise and clear guidance at every step of the process, removing the stress and uncertainty that usually comes with handling insurance claims and disputes"
"Very helpful and knowledgeable in the complexities of insurance. I would recommend Claimboost"
What is your service area?
Expert Strata Insurance Claims Support Across Australia
Strata insurance disputes can arise anywhere in Australia. ClaimBoost supports body corporates, strata managers and individual lot owners across every state and territory. Whether your property is in a capital city or a regional community, we can help. Our service runs entirely by phone and online so distance is never a barrier to getting proper support.
Major Cities
- Melbourne
- Geelong
- Ballarat
- Bendigo
Regions
- Gippsland
- Mornington Peninsula
- Yarra Valley
- Dandenong Ranges
- High Country
- Macedon Ranges
- Grampians
- Great Ocean Road
- Wimmera
- Mallee
- North Central Victoria
- Hume Region
Ready to speak with a Claim expert?
Book a free 30-minute Claim consultation
No pressure, just a supportive chat with someone who understands the situation you’re in, and what to do about it.
Frequently Asked Questions
Some of the most common questions we receive about strata insurance claims.
There are several common reasons strata insurance claims get declined. Submit an enquiry and we will review your claim, explain the reasons behind the decision, and let you know if we can help.
If the insurer's offer does not cover the actual cost of damage, you have options. We review the details, advise you on how to respond, and let you know if we can support you further.
Depending on your claim, you may need reports from builders, engineers, or other specialists. We help you engage trusted, independent experts who know how to prepare evidence insurers take seriously.
Every strata claim is different. Some resolve in weeks while others require longer strategies. Once we review your situation we will give you an estimated timeline based on your insurer and claim type.
It depends on your policy, the damage, and what has already been offered. We promise clarity, a stronger position, and every effort to push for the maximum fair outcome.
Our fees depend on the services you need, your claim, and your circumstances. After reviewing your claim we will recommend a package and explain all costs upfront with no surprises.
"Highly recommended! After spending months feeling lost in the maze of call centres, assessors, and endless frustration with the insurance company, Claimboost has been a true lifesaver"